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N.W.I. INTERN., INC. v. EDGEWOOD BANK

No. 1-95-4079.

684 N.E.2d 401 (1997)

291 Ill. App.3d 247

225 Ill.Dec. 716

N.W.I. INTERNATIONAL, INC., Plaintiff-Appellee/Cross-Appellant, v. EDGEWOOD BANK, Defendant-Appellant/Cross-Appellee, and Charles A. Bruning, Defendant/Cross-Appellee.

Appellate Court of Illinois, First District, Sixth Division.

As Modified on Denial of Rehearing September 5, 1997.

Attorney(s) appearing for the Case

Keck, Mahin & Cate, Chicago (Donald G. Mulack, Marianne C. Holzhall) and Keck, Mahin & Cate, Oakbrook Terrace (Carl F.J. Henninger), for Defendant-Appellant/Cross-Appellee.

McBride, Baker & Coles, Chicago (Donald G. Mulack, Marc L. Fogelberg) and Bates, Meckler, Bulger & Tilson, Chicago (Thomas J. O'Brien, of counsel), for Appellant Old Kent Bank.

John C. Ambrose, Thomas M. Cushing of Ambose & Cushing, P.C., Chicago and Brian L. Crowe of Rock, Fusco, Reynolds, Crowe & Garvey, Ltd., of counsel, Chicago, for Plaintiff-Appellee/Cross-Appellant NWA.

Eric s. Rein, Franklin S. Schwerin of Schwartz, Cooper, Greenberger & Krauss, Chtd., Chicago, for Defendant/ Cross-Appellee Charles A. Bruning.

Modified Upon Denial Of Petition For Rehearing

Presiding Justice GREIMAN delivered the opinion of the court:

Plaintiff, NWI International, Inc. (NWI), borrowed operating capital from Edgewood Bank (Edgewood or the bank) over several years with loans secured by notes and a security agreement. Eventually, the bank required that all obligations be consolidated into a single note that incorporated the security agreement by reference. Soon after, the bank...

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