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IN RE WOOD

Bankruptcy No. LA 96-44837-KM, Adversary No. AD 97-01126.

213 B.R. 866 (1997)

In re Elizabeth WOOD and Richard D. Wood, Debtors. AT & T UNIVERSAL CARD SERVICES CORP., Plaintiff, v. Elizabeth WOOD, Defendant.

United States Bankruptcy Court, C.D. California.

October 10, 1997.

Attorney(s) appearing for the Case

Edmund J. Sherman, Law Office of Robert S. Lampl, Woodland Hills, CA.

Ronald L. Brownson, Upland, CA.

OPINION AFTER COURT TRIAL OF ADVERSARY PROCEEDING

KATHLEEN P. MARCH, Bankruptcy Judge.

1. INTRODUCTION:

This is a § 523(a)(2) nondischargeability adversary proceeding which raises some novel issues. Debtor Elizabeth A. Wood ("Debtor") filed a Chapter 7 bankruptcy on October 22, 1996. Plaintiff credit card company AT & T Universal Card Services Corp. ("Plaintiff") timely filed a 11 U.S.C. § 523(a)(2) adversary proceeding...

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