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  5. 566 N.W.2d 487 (1997)
 

OPPERMAN v. HERITAGE MUT. INS. CO.

No. 19856.

566 N.W.2d 487 (1997)

1997 SD 85

Harlan OPPERMAN d/b/a Opperman Sand & Gravel and d/b/a Opperman Construction, Plaintiff and Appellee, v. HERITAGE MUTUAL INSURANCE COMPANY, Defendant and Appellant.

Supreme Court of South Dakota.

Decided July 16, 1997.

Attorney(s) appearing for the Case

Wally Eklund of Johnson, Eklund, Nicholson and Dougherty, Gregory, for plaintiff and appellee.

Michael J. Schaffer, Keith A. Gauer of Davenport, Evans, Hurwitz & Smith, L.L.P., Sioux Falls, for defendant and appellant.

KONENKAMP, Justice.

[¶ 1] Harlan Opperman lost a front-end loader when one of his buildings burned. The loader was ordinarily used at gravel pits several miles away, but was on the premises for an overhaul. His insurance policy covered "vehicles or self-propelled machines ... you manufacture, process or warehouse," but excluded vehicles "operated principally away from the described premises." Was the loader being ...

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