SAAD, Presiding Judge.
I
Nature of Case and Facts
In this coverage dispute between two insurers, the Auto Club Insurance Association (ACIA) appeals the circuit court's grant of summary disposition to plaintiff American States Insurance Company (American). The trial court ruled that the insurance policy exclusion on which defendant ACIA relied was inapplicable and that ACIA is therefore liable as a coinsurer for $20,000 in damages. ACIA appeals...
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