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  5. 949 S.W.2d 72 (1997)
 

ESTATE OF SWARTZ v. METRO. PROP. & CAS.

No. 96-CA-0664-MR.

949 S.W.2d 72 (1997)

ESTATE OF Judith H. SWARTZ, Appellant, v. METROPOLITAN PROPERTY & CASUALTY COMPANY, Appellee.

Court of Appeals of Kentucky.

August 1, 1997.

Attorney(s) appearing for the Case

Robert L. Heleringer, Louisville, for Appellant.

Christopher S. Burnside, Robert L. Steinmetz, Louisville, for Appellee.

Before WILHOIT, C.J., and ABRAMSON and DYCHE, JJ.

OPINION

ABRAMSON, Judge:

The sole issue presented in this case of first impression is whether an insured may aggregate or "stack" underinsured motorist coverage under a policy which, while ostensibly charging a single premium for that protection, in fact bases the premium on whether the policy covers a single vehicle or multiple vehicles. The Estate of Judith H. Swartz (the "Estate") challenges a judgment...

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