McCLAIN v. SOUTH CAROLINA NAT. BANK

No. 95-2724.

105 F.3d 898 (1997)

Regina Oliver McCLAIN, individually and on behalf of all persons similarly situated, Plaintiff-Appellant, v. SOUTH CAROLINA NATIONAL BANK, a state chartered bank; Progressive Casualty Insurance Company, an insurance company, Defendants-Appellees, American Bankers Association, Amicus Curiae.

United States Court of Appeals, Fourth Circuit.

Decided January 22, 1997.


Attorney(s) appearing for the Case

ARGUED: John Timothy Murray, Sr., Murray & Murray, Sandusky, OH, for Appellants. Harold Simmons Tate, Jr., Hamilton Osborne, Jr., Sinkler & Boyd, P.A., Columbia, SC; Thornwell Forrest Sowell, III, Sowell, Todd, Laffitte, Beard & Watson, L.L.C., Columbia, SC, for Appellees. ON BRIEF: Sylvia Antalis, MURRAY & MURRAY, Sandusky, OH; Elizabeth Van Doren Gray, Elizabeth G. Howard, Glenn, Irvin, Murphy, Gray & Stepp, L.L.P., Columbia, SC, for Appellants. Jeffrey A. Jacobs, Nelson, Mullins, Riley & Scarborough, L.L.P., Columbia, SC, for Appellee Progressive Casualty. John J. Gill, Michael F. Crotty, American Bankers Association, Washington, DC, for Amicus Curiae.

Before MURNAGHAN, Circuit Judge, and BUTZNER and PHILLIPS, Senior Circuit Judges.


OPINION

BUTZNER, Senior Circuit Judge:

Regina McClain appeals the orders of the district court granting summary judgment in favor of South Carolina National Bank and Progressive Casualty Company and denying her motion for class certification. We affirm.

I

In November 1988, Regina McClain financed the purchase of a new Dodge pickup truck through South Carolina National Bank (SCNB). As part of the financing agreement, McClain agreed to purchase...

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