OPINION
ROSEMARY GAMBARDELLA, Bankruptcy Judge.
This matter comes before the Court upon motion of Citibank, N.A. ("Citibank"), a secured creditor, to annul the automatic stay pursuant to 11 U.S.C. § 362(d), to validate the foreclosure sale of the debtors' residence, and granting prospective relief barring the debtors from filing another bankruptcy petition
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