FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION
ALEXANDER L. PASKAY, Chief Judge.
The matter under consideration in this Chapter 7 case is a challenge of the dischargeability of a credit card debt owed by Jeremy Ralph Moody (Debtor) to Southtrust Bank of Alabama (Bank). The Bank, in its Complaint, alleges that the Debtor was indebted, and still is, to the Bank in the amount of $3,884.75. The Bank alleges that the debt is based on the Debtor's...
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