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IN RE WHIGHAM

No. 95-CV-72856-DT. Bankruptcy No. 94-49444-R.

195 B.R. 667 (1996)

In re Thelma WHIGHAM, Debtor/Appellant.

United States District Court, E.D. Michigan, Southern Division.

April 24, 1996.

Attorney(s) appearing for the Case

Stuart M. Rudick, Southfield, MI, for Thelma Whigham.

Julie Canner, Troy, MI, for Ford Motor Co.

OPINION

DUGGAN, District Judge.

I. Background

On September 14, 1992, debtor executed a retail installment contract with Ford Motor Credit Company ("creditor") to finance the purchase of a 1992 Tempo. Under that contract, debtor agreed to make 48 consecutive monthly payments of $278.80. Creditor holds a security interest in the Tempo to secure these payments.

On September 20, 1994, debtor filed a Chapter 13 petition for bankruptcy...

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