ROSS, Circuit Judge.
Susan M. Kohl (Debtor) initially filed a voluntary Chapter 7 proceeding on September 3, 1992. Debtor retained Kenneth Keate and the Keate Law Office (Keate) as her attorney and paid Keate a $500.00 retainer. At the time Debtor filed her petition, mortgage foreclosure sales on her home were pending. A foreclosure sale was scheduled on her first mortgage for September 4, 1992, and on her second mortgage sometime after that. Additionally, Debtor...
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