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IN RE LOMBARDI

Bankruptcy No. 95-22611.

195 B.R. 585 (1996)

In re Laura M. LOMBARDI, Debtor.

United States Bankruptcy Court, W.D. New York.

March 8, 1996.

Attorney(s) appearing for the Case

Thomas A. Corletta, Rochester, NY, for Debtor.

Jonathan D. Pincus, Rochester, NY, for Beneficial Finance of New York, Inc.

DECISION AND ORDER

JOHN C. NINFO, II, Bankruptcy Judge.

BACKGROUND

On November 2, 1995 Laura M. Lombardi ("the Debtor") filed a petition initiating a Chapter 7 case. On her schedules and statements filed with the Court, the Debtor: (1) listed her ownership of a 1991 Hyundai Excel 3-door hatchback automobile ("the Hyundai"); (2) indicated that the Hyundai had been driven in excess of 70,000 miles; (3) valued the Hyundai at $1,800.00, a November...

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