OPINION
WILLIAM F. TUOHEY, Bankruptcy Judge.
This matter comes before the Court by way of motion of debtors, Peter J. Libby and Diane Ruth Libby (the "Debtors"), to bifurcate the second mortgage claim of Columbia Savings Bank ("Columbia Savings") on the Debtors' principal residence, commonly known as 388 West Oakland Avenue, Oakland, New Jersey (the "Property") into secured and unsecured components pursuant to section 506(a) of the Bankruptcy Code...
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