In light of the unambiguous "Definitions" and "Exclusions" provisions in the homeowner's insurance policy, defendant State Farm properly disclaimed coverage of claims arising from the instant moped accident, which occurred on a public road. The moped is clearly a "motor vehicle" under the policy; it was owned by plaintiffs; and while it may have been in "dead storage" prior to the accident, it certainly was in operation at the time of the accident (see, Lee v Aetna...
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