Justice HUTCHINSON delivered the opinion of the court:
Plaintiff, State Farm Mutual Automobile Insurance Company (State Farm), as subrogee of Rodney Luckhart, commenced this action by filing a complaint for breach of contract against Joyce Pontiac GMC, Jeep-Eagle, and Toyota, Inc. (Joyce Pontiac GMC), and Universal Underwriters Group (hereinafter Universal or defendant). Plaintiff seeks recovery of $9,092.15 it paid out for claims made against its insured, Rodney...
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