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  5. 678 A.2d 32 (1996)
 

SMALLS v. STATE FARM MUT. AUTO. INS. CO.

Nos. 93-CV-95, 93-CV-172.

678 A.2d 32 (1996)

Cleo SMALLS, Appellant, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellee. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellant, v. Cleo SMALLS, Appellee.

District of Columbia Court of Appeals.

Decided June 26, 1996.

Attorney(s) appearing for the Case

Frederic W. Schwartz, Jr., Washington, DC, for Cleo Smalls.

Harold E. Jordan, Washington, DC, with whom Mark M. Jones was on the brief, for State Farm Mutual Automobile Insurance Company.

Before WAGNER, Chief Judge, and TERRY and STEADMAN, Associate Judges.

TERRY, Associate Judge:

These cross-appeals present us with an issue of first impression: whether a "household exclusion" clause contained in an automobile insurance policy is invalid because it violates a statutory requirement that owners of automobiles in the District of Columbia carry third-party liability insurance. We are also faced with a less complex issue of whether the household exclusion clause in this particular case was subject to the doctrine of reasonable...

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