HOWARD, Judge:
This is a declaratory judgment action brought by Nationwide Mutual Insurance Company (Nationwide) to determine if Commercial Bank (Bank), as lienholder, is entitled to recover for the destruction of a 1990 Ford truck owned by Clarence W. Brown (Brown) and insured under a Nationwide automobile policy providing collision and comprehensive coverage. The trial court found coverage was afforded to the Bank because (1) the contract was ambiguous and should...
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