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VEALE v. CITIBANK, F.S.B.

No. 94-4463.

85 F.3d 577 (1996)

Carl S. VEALE, Mary A. Veale, Plaintiffs-Appellants, v. CITIBANK, F.S.B., a Federal Savings and Loan fka Citicorp Savings of Florida, Inc., Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

June 19, 1996.

Attorney(s) appearing for the Case

James A. Bonfiglio, Boynton Beach, FL, for appellants.

Nancy Gregoire, Lawrence A. Gordich, Ruden, McClosky, Smith, Schuster & Russell, P.A., Ft. Lauderdale, FL, Kenneth Hoffman, Miami, FL, for appellee.

Before EDMONDSON, Circuit Judge, and FAY and GIBSON, Senior Circuit Judges.

FAY, Senior Circuit Judge:

This appeal arises from the District Court's judgment as a matter of law in favor of the defendants. The plaintiffs, Carl and Mary Veale, brought suit under the Truth in Lending Act (TILA), alleging that Citibank did not provide the required material disclosures in connection with a home mortgage loan. Because Citibank did not violate TILA as a matter of law, we affirm.

I. BACKGROUND

In July of 1989, the Veales borrowed...

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