It is undisputed that plaintiffs duly submitted two separate proofs of loss when requested to do so by defendant insurer, utilizing the forms forwarded to them by defendant. It was not until some 20 months after the loss that defendant belatedly decided that those forms were inadequate and that the insureds should complete additional forms. The IAS Court appropriately determined that nothing in either the Insurance Law or the policy herein required the insureds to file more...
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