DECISION and ORDER
ROBERT K. RODIBAUGH, Bankruptcy Judge.
At South Bend, Indiana, on
This matter is before the court on a COMPLAINT FOR EXCEPTION TO DISCHARGE under 11 U.S.C. § 523(a)(2)(A) ("Complaint"). The Complaint was filed on February 21, 1995, by Household Credit Services ("HCS"), a creditor of the bankruptcy estate of Lyndell D. Jacobs and Patricia A. Jacobs ("Jacobs"), Debtors herein. A hearing was held on March 6, 1996, after...
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