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IN RE DERBY

Bankruptcy No. 95-11008. Adv. No. 95-1095.

199 B.R. 328 (1996)

In re Kevin S. DERBY and Victoria R. Derby, Debtors. Victoria R. DERBY, Plaintiff, v. STUDENT LOAN SERVICES and New York Higher Education Services Corp., Defendants.

United States Bankruptcy Court, W.D. Pennsylvania.

August 21, 1996.

Attorney(s) appearing for the Case

Stephen H. Hutzelman, Erie, PA, for debtors.

Michael J. Graml, Erie, PA, For New York Higher Education Services Corp.

OPINION1

WARREN W. BENTZ, Bankruptcy Judge.

Introduction

This is an action brought by Victoria R. Derby ("Debtor") to determine the dischargeability of her student loan obligation to Student Loan Services and New York State Higher Education Services ("Education Services"). The Debtor seeks a discharge of her student loan obligation based on 11 U.S.C. § 523(a)(8)(B). The Debtor asserts that repayment...

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