MEMORANDUM-DECISION, FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER
STEPHEN D. GERLING, Chief Judge.
Presently before this Court is an adversary proceeding commenced by a complaint dated April 23, 1996 ("Complaint") filed by Genevieve Wetzel, also known as Genevieve Wetzel Burk ("Plaintiff"), seeking a determination that certain debts owed to the New York State Higher Education Services Corporation ("Defendant") are dischargeable. A trial was held on October...
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