BLOOM v. MARTIN

Nos. 94-16495, 95-15294.

77 F.3d 318 (1996)

Jonathan A. BLOOM; Susan Bloom; Mary Stern; Robert S. Finn, Plaintiffs-Appellants, v. Ray M. MARTIN; Robert L. Hunt, II; Coast Federal Bank, Coast Savings Financial, Inc.; Coast Federal Services Corp.; Countrywide Credit Industries, Inc.; Countrywide Funding Corp.; Citicorp, a corporation; Citibank Federal Savings Bank, a corporation, Defendants-Appellees. Jane GRONER; Lewis Teichman; Linda Teichman; Gary Tucker, Debra Gray, Plaintiffs-Appellants, v. The BANK OF AMERICA NT & SA; North American Mortgage Company; Norwest Mortgage Inc., Medallion Mortgage Company, Defendants-Appellees.

United States Court of Appeals, Ninth Circuit.

Decided February 22, 1996.


Attorney(s) appearing for the Case

Michael Mendelson, Wayne Lewis Lesser, and Kurt B. Kroger, San Francisco, California, for plaintiffs-appellants.

Matthew L. Larrabee, A. Mari Mazour, Heller Ehrman White & McAuliffe, San Francisco, California, for defendants-appellees Ray M. Martin, Robert L. Hunt II, Coast Federal Bank F.S.B., Coast Savings Financial, Inc., Coast Fed Services Corp., Countrywide Credit Industries, Inc., and Countrywide Funding Corp.

Gregory Scott Spencer, San Francisco, California, for defendant-appellee Bank of America NT & SA.

Michael J. Agoglia, Kathleen V. Fisher, James F. McCabe, Morrison & Foerster, San Francisco, California, for defendant-appellee Citicorp and Citibank Federal Savings Bank.

Peter W. McGaw, Carroll Burdick & McDonough, Walnut Creek, California, and Steven S. Shupe, Special Litigation Counsel, North American Mortgage Company, Santa Rosa, California, for defendant-appellee North American Mortgage Company.

Michael Steiner, Severson & Werson, San Francisco, California, for defendant-appellee Norwest, Mortgage, Inc.

Tom Murphy, Berliner Cohen, San Jose, California, for defendant-appellee Medallion Mortgage Company.

Before: PREGERSON, BRUNETTI, and T.G. NELSON, Circuit Judges.


BRUNETTI, Circuit Judge:

The plaintiffs in Bloom and Groner ("appellants") brought class actions claiming that mortgage lenders and others violated 12 U.S.C. §§ 2603 and 2607 of the Real Estate Settlement Procedures Act of 1974 ("RESPA") as well as state law by failing to disclose the assessment of demand and reconveyance fees. The district court dismissed both complaints, concluding that RESPA does not apply to demand and reconveyance fees...

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