Prior to April 1990, defendants Andre Hercz, Edward Lapidus, and David Glaser maintained a personal loan relationship with plaintiff American Express Bank (bank) under which they received three million dollars in unsecured credit. Pursuant to that arrangement, those defendants periodically executed personal promissory notes payable to the bank, including notes dated in January, February, and March 1990. The notes provided for payment of interest at a rate equal to the bank...
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