LAY, Circuit Judge:
Maxwell Abramson, a resident of New Jersey, received fatal injuries while bicycling in Hawaii when he was hit by a car driven by an underinsured motorist. Abramson's estate, wife, and children ("the Abramsons") sought underinsured motorist benefits from Aetna Casualty and Surety Company ("Aetna") for each of the two automobiles insured under Abramson's policy with Aetna. The policy provided for underinsured motorist benefits up to $250,000 for...
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