FINDINGS OF FACT AND CONCLUSIONS OF LAW
GEORGE L. PROCTOR, Bankruptcy Judge.
This proceeding came before the Court upon a complaint to determine dischargeability. The complaint alleges that defendant's indebtedness to the plaintiff is a non-dischargeable debt pursuant to 11 U.S.C. §§ 523(a)(2)(A), (a)(4), and (a)(6). After a trial held on November 14, 1995, the Court enters the following findings of fact and conclusions of law:
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