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ROSS v. STATE FARM MUT. AUTO. INS. CO.

No. 14515-8-III.

919 P.2d 1268 (1996)

82 Wash.App. 787

Clyde ROSS and Betty L. Ross, a Marital Community, Respondents and Cross Appellants, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellant.

Court of Appeals of Washington, Division 3, Panel Four.

Reconsideration Denied August 29, 1996.

Attorney(s) appearing for the Case

William R. Hickman, Marilee C. Erickson, Reed McClure, Seattle; and Timothy P. Cronin, Mullin, Cronin & Blair, Spokane, for Appellant.

Kenneth L. Isserlis, Lee, Michaud & Isserlis, P.S., Spokane, for Respondents.

SCHULTHEIS, Judge.

Betty Ross had an accident in 1987 with an underinsured motorist (UIM) while driving her nonresident husband's car as a substitute for her own. State Farm Mutual Automobile Insurance Company invoked "owned by" or "available for regular use of" exclusions in Mrs. Ross's policy and denied her UIM claim on the basis her husband's car, which was not insured under the policy, was both owned by her and her ...

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