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IN RE SCARPINO

Bankruptcy No. 95-22558.

196 B.R. 16 (1996)

In re Mark SCARPINO, Debtor.

United States Bankruptcy Court, W.D. New York.

May 23, 1996.

Attorney(s) appearing for the Case

Russell W. Roberts, Rochester, New York, for Marine Midland Bank.

Mark K. Broyles, Rochester, New York, for Debtor.

DECISION & ORDER

JOHN C. NINFO, II, Bankruptcy Judge.

BACKGROUND

On October 27, 1995, Mark Scarpino (the "Debtor") filed a petition initiating a Chapter 7 case. On his Schedule A he listed his ownership of a residence at 226 Hinkleyville Road, Spencerport, New York ("Hinkleyville Road") as having a fair market value of $86,500.00, based upon a December 29, 1994 purchase, subject to a mortgage in favor of Fleet Mortgage Group, Inc. ("Fleet"...

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