DECISION AND ORDER
ARTHUR N. VOTOLATO, Bankruptcy Judge.
Heard on April 4, 1996, on the Objection of Citizens Trust Company to the Debtor's Disclosure Statement and Plan of Reorganization. At issue is the effect of a "Participation Agreement," so-called, between Citizens and Marie Porcaro ("Porcaro"), vis-a-vis the Debtor's classification of Porcaro as the holder of a secured claim in this case. The Plan treats Porcaro as a secured creditor, based...
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