PER CURIAM.
The plaintiffs, Angela and Raul Ruiz, appeal from an adverse summary judgment. We affirm.
On September 7, 1990, the Ruizes purchased their initial homeowner's insurance policy for their mobile home from Fortune Insurance Company ("Fortune") through an insurance broker called Bates Hernandez Associates ("Bates"). Bates, in turn, secured the insurance from Fortune through Fortune's agent, Biscayne Underwriting Management, Inc. ("Biscayne").
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