SULLIVAN, Presiding Justice, for the Court:
Citizens Bank is a commercial lender whose principal place of business is in Columbia, Mississippi. The Bank loaned money to Regan Contractors, Inc. and as collateral for that loan the Bank acquired a perfected security interest in four motor vehicles owned by Regan Contractors, Inc. The perfected security interest is evidenced by four original certificates of title issued by the State of Mississippi on the four vehicles...
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