ULRICH, Chief Judge.
Farm Bureau Town & Country Insurance Company of Missouri (Farm Bureau) filed a declaratory judgment action to determine coverage under a farm liability insurance policy issued to Rick Kertz for the claims arising out of a May 19, 1994, automobile/tractor accident involving Mr. Kertz and Brian Hilderbrand. Farm Bureau sought a declaration that the claims brought by Mr. Hilderbrand against Mr. Kertz were not covered under the policy by application...
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