MEMORANDUM OPINION AND ORDER
SHADUR, Senior District Judge.
John Drennan, Jr. ("Drennan") has brought a putative class action against Van Ru Credit Corporation ("Van Ru") and its principal Albert Rubin ("Rubin"), charging violations of the Fair Debt Collection Practices Act ("Act," 15 U.S.C. §§ 1692 to 1692o
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