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MAX TRUE PLASTERING v. U.S. FID. & GUAR.

No. 85860.

912 P.2d 861 (1996)

MAX TRUE PLASTERING COMPANY, Plaintiff, v. UNITED STATES FIDELITY AND GUARANTY COMPANY, Defendant/Third Party Plaintiff, v. BOB H. JOHNSON AGENCY and Jeff R. Johnson, Third Party Defendants.

Supreme Court of Oklahoma.

As Corrected March 5 and 8, 1996.

Attorney(s) appearing for the Case

Joseph R. Farris, Jerry Reed, Judy R. Nathan, Tulsa, for Plaintiff, Max True Plastering Company.

Robert L. Magrini, John B. Hayes, Oklahoma City, for Defendant/Third Party Plaintiff, United States Fidelity & Guaranty Company.

Scott D. Cannon, Tulsa, for Third Party Defendants, Bob H. Johnson Agency and Jeff R. Johnson.

KAUGER, Vice Chief Judge.

Two issues are presented by the questions certified:1 1) whether the doctrine of reasonable expectations applies to the construction of insurance contracts in Oklahoma; and 2) what circumstances give rise to the doctrine's operation. Under the reasonable expectations doctrine, the objectively reasonable expectations of applicants, insureds and intended beneficiaries concerning...

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