HARRELL v. MINNESOTA MUT. LIFE INS. CO.


937 S.W.2d 809 (1996)

Danny Ray HARRELL, Plaintiff-Appellant, v. The MINNESOTA MUTUAL LIFE INSURANCE COMPANY, Defendant-Appellee.

Supreme Court of Tennessee, at Knoxville.

September 3, 1996.


Attorney(s) appearing for the Case

Rufus W. Beamer, Jr., Knoxville, for appellant.

Arthur G. Seymour, Jr., Robert L. Kahn, Frantz, McConnell & Seymour, P.L.C., Knoxville, for appellee.


OPINION

ANDERSON, Justice.

We granted this appeal to determine whether we should retain "the Distretti Rule1" adopted by this Court sixty-seven years ago. The rule provides that before a death will be considered accidental under the terms of an insurance contract, the means, as well as the result, must be involuntary, unexpected, and unusual.

In this case, the Chancellor held that the plaintiff's death in an automobile...

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