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FRANCE v. FORD MOTOR CREDIT CO.

No. 95-612.

913 S.W.2d 770 (1996)

323 Ark. 167

Harold L. FRANCE, Appellant, v. FORD MOTOR CREDIT COMPANY, Appellee.

Supreme Court of Arkansas.

January 22, 1996.

Attorney(s) appearing for the Case

James G. Lingle, Rogers, for Appellant.

Griffin Smith, Little Rock, for Appellee.

NEWBERN, Justice.

This is a replevin case. The appellant, Harold L. France, bought a used tractor and entered an installment contract to pay the appellee, Ford Motor Credit Company (Ford Credit), for it. Mr. France tried on two occasions to prepay the full obligation, as permitted by the contract, by personal check. Because of errors which occurred in the encoding of the first check and in drawing the second one Mr. France's account was debited for only small portions...

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