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STATE FARM MUTUAL AUTOMOBILE INS. CO. v. ROBINSON

No. 22455.

926 P.2d 631 (1996)

129 Idaho 447

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff-Counterdefendant-Appellant, v. Kent ROBINSON, as Personal Representative for the Estates of Wayne Robinson and Lois Robinson, Defendants-Cross Defendants-Counterclaimants-Respondents, v. DIVERSIFIED AUTOSERVICES INCORPORATED d/b/a Practical Rent-A-Car, Defendant-Cross Claimant-Respondent.

Supreme Court of Idaho. Boise, September 1996 Term.

November 8, 1996.

Attorney(s) appearing for the Case

Quane, Smith, Howard & Hull, Boise, for appellant. John P. Howard argued.

Nevin, Kofoed, Boise, and Hyde, Wetherell, Bray, Haff & French, Chtd., Boise, for respondent. Bruce S. Bistline argued.

JOHNSON, Justice

This is an automobile insurance case in which we must apply Florida law. The primary issues presented are (1) whether an endorsement limiting coverage for rented cars became part of the insurance policy, and, if not, (2) whether the "non-owned car" provisions of the policy excluded coverage for the rented vehicle. We conclude that the endorsement did not become part of the policy, and that coverage for the...

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