CORRECTED OPINION
COPE, Judge.
Jane Kaufman appeals an adverse summary final judgment. We reverse.
I.
On March 27, 1991, appellee Mutual of Omaha ("the insurer") issued a major medical insurance policy to appellant Jane Kaufman (the "insured" or the "mother"). Ms. Kaufman, a widow, purchased the policy to provide coverage for her 14-year-old daughter. The policy would provide reimbursement for medical or hospitalization expense after a...
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