HAMILTON MUT. INS. v. U.S. FID. & GUAR.

Nos. 94-CA-2788-MR, 94-CA-2818-MR and 94-CA-2888-MR.

926 S.W.2d 466 (1996)

HAMILTON MUTUAL INSURANCE COMPANY, Appellant, v. UNITED STATES FIDELITY & GUARANTY COMPANY; United Services Automobile Association; Jay P. Turner, Phillip Turner, and Southeastern Group, Inc. (d/b/a Blue Cross and Blue Shield), Appellees. UNITED SERVICES AUTOMOBILE ASSOCIATION, Cross/Appellant, v. UNITED STATES FIDELITY & GUARANTY COMPANY; The Hamilton Mutual Insurance Company; Jay P. Turner, Phillip Turner, and Southeastern Group, Inc., (d/b/a Blue Cross and Blue Shield), Cross/Appellees. UNITED STATES FIDELITY & GUARANTY COMPANY, Cross/Appellant, v. UNITED STATES AUTOMOBILE ASSOCIATION, Hamilton Mutual Insurance Company, Cross/Appellees.

Court of Appeals of Kentucky.

July 26, 1996.


Attorney(s) appearing for the Case

H. Brent Brennenstuhl, Bowling Green, for Hamilton Mut. Ins. Co.

W. Mitchell Nance, Glasgow, for Nancy Gibson, Rachel Gibson & Ray Gibson.

Reford H. Coleman, Elizabethtown, for United Services Auto. Ass'n.

B. Frank Radmacher, III, Louisville, for Southeastern Group.

Armer H. Mahan, Jr., Gene F. Zipperle, Jr., Louisville, for U.S. Fidelity & Guar. Co.

Before WILHOIT, C.J., and HOWERTON and KNOPF, JJ.


OPINION

HOWERTON, Judge.

Hamilton Mutual Insurance Company (Hamilton) appeals from an order of the Barren Circuit Court finding that it owed underinsured motorist (UIM) coverage for an accident involving a family-available vehicle for which Hamilton did not provide basic coverage. United States Automobile Association (USAA) cross-appeals from the same order which determined that it also owed UIM coverage. USAA likewise had not insured the vehicle...

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