HENRY H. WHITING, Senior Justice.
In this appeal, we decide whether an insured's family automobile liability policy provided liability coverage for a named operator's use of a non-owned automobile.
I.
In 1989, Vanessa Magdelena Hoang and her husband, John Paul Hoang, moved from California to Jidda, Saudi Arabia where Mr. Hoang was employed by Saudi Airlines. While in Jidda, the Hoangs lived in a house with their four children.
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