COFFEY, Circuit Judge.
Harry V. Shields appeals the district court's grant of summary judgment in favor of Union Automobile Indemnity Association ("Union"). We affirm.
I. Background
On June 24, 1990 Christopher D. Williams lost control of the automobile he was driving in Coles County, Illinois, crossed the centerline of the road, and crashed into an oncoming vehicle, causing the death of Dana Anne Shields, a passenger in Williams's car. Dana was...
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