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WADE v. REGIONAL CREDIT ASS'N

No. 95-35434.

87 F.3d 1098 (1996)

Christine WADE, f/k/a Christine Snow, Plaintiff-Appellant, v. REGIONAL CREDIT ASSOCIATION, a California corporation, Defendant-Appellee.

United States Court of Appeals, Ninth Circuit.

Decided July 3, 1996.

Attorney(s) appearing for the Case

Loren C. Ipsen, J. Michael Kulchak, Ellsworth, May, Sudweeks, Stubbs, Ipsen & Perry, Boise, Idaho, for plaintiff-appellant.

Clinton O. Casey, Cantrill, Skinner, Sullivan & King, Boise, Idaho, for defendant-appellee.

Before: BROWNING, WRIGHT and T. G. NELSON, Circuit Judges.

EUGENE A. WRIGHT, Circuit Judge:

We must decide whether a collection agency attempting to collect a debt without obtaining a required state debt collection permit violates the Fair Debt Collection Practices Act. 15 U.S.C. §§ 1692-1692o. We find that in this case the agency's unlicensed collection activity does not violate the Act. We affirm in part and remand in part.1

BACKGROUND:

This case originally...

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