RUDMAN, Justice.
Andrew Grant, Clinton Perry and Angela Perry appeal from a summary judgment entered in the Superior Court (Aroostook County, Pierson, J.) in favor of Maine Mutual Fire Insurance Company on its action for a declaratory judgment declaring that the terms of an umbrella liability policy issued to Andrew Grant's parents, Norman and Elaine Grant, provide no coverage to Andrew Grant for claims brought against him by Clinton Perry and Angela Perry...
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