On July 3, 1992, an incident occurred outside a bar in the Town of Queensbury, Warren County, in which plaintiff sustained severe injuries when he was struck by a pickup truck driven by Greta Worth. Worth ultimately pleaded guilty to three counts of reckless assault in the second degree stemming from this incident. On April 8, 1993 defendant, Worth's auto liability insurer, sent Worth a notice disclaiming any liability which might arise from...
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