PHILLIPS v. GEN. ACCIDENT INS. CO.


230 A.D.2d 897 (1996)

646 N.Y.S.2d 851

Michelle Phillips, Appellant, v. General Accident Insurance Company, Respondent

Appellate Division of the Supreme Court of the State of New York, Second Department.

August 26, 1996


Ordered that the order and judgment is affirmed, with costs.

Insurance Law § 3420 (g) provides, in relevant part, that "[n]o policy or contract shall be deemed to insure against any liability of an insured because of * * * injuries to his or her spouse * * * unless express provision relating specifically thereto is included in the policy". This section does not merely authorize insurers to exclude interspousal liability, "it actually reverses the usual rule that...

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