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ORTIZ v. GENERAL MOTORS ACCEPTANCE CORP., INC.

No. 1-94-1901.

673 N.E.2d 424 (1996)

285 Ill. App.3d 242

220 Ill.Dec. 512

Carmen ORTIZ, Individually and on Behalf of All Others Similarly Situated, Plaintiffs-Appellants-Cross-Appellees, v. GENERAL MOTORS ACCEPTANCE CORPORATION, INC., and Motor Insurance Corporation, Inc., Defendants-Appellees-Cross-Appellants.

Appellate Court of Illinois, First District, Fourth Division.

November 14, 1996.

Attorney(s) appearing for the Case

Legal Assistance Found., Chicago (David S. Yen, James Biggs, Paul Rathburn, of counsel), for Plaintiffs-Appellants-Cross-Appellees.

Kirkland & Ellis, Chicago (Frank Cicero, Jr., P.C., Thomas E. Dutton, Douglas R. Cole, of counsel), for Defendants-Appellees-Cross-Appellants.

Justice SHEILA M. O'BRIEN delivered the opinion of the court:

Plaintiffs bought automobiles in Illinois and financed their purchases through retail installment contracts with the dealers who sold the autos. Each retail installment contract required plaintiffs to maintain property damage insurance coverage on the autos and allowed the contract holder to buy single interest insurance (SII), which protects only the contract holder's investment in the vehicle, if the...

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