OPINION
HARTEN, Judge.
Appellant's estranged husband set fire to the couple's home, and appellant sought fire insurance proceeds from respondent insurer. The district court ruled that appellant's losses were excluded from coverage by the policy's fraud and intentional act provisions, even though appellant was an innocent co-insured. We reverse and remand.
FACTS
Prior to 1991, appellant Elizabeth Watson and her husband, Keith Watson, lived...
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