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FINDLAY v. UNITED PACIFIC INS. CO.

No. 63129-8.

917 P.2d 116 (1996)

129 Wash.2d 368

J. Duncan FINDLAY and Mary E. Findlay, individually and as a marital community, Petitioners, v. UNITED PACIFIC INSURANCE COMPANY, Respondent.

Supreme Court of Washington, En Banc.

Decided June 6, 1996.

Attorney(s) appearing for the Case

Reed McClure, Michael S. Rogers, William R. Hickman, Seattle, Harbaugh & Bloom, Gary N. Bloom, Spokane, Debra Stephens, Bryan Harnetiaux, Spokane, for Amicus Curiae.

Ryan, Swanson & Cleveland, John T. Petrie, Seattle, Tewell & Findlay, Andrew Weisbecker, Seattle, for Petitioner.

Bullivant, Houser, Bailey, Pendergrass & Hoffman, Robert F. Riede, James Derrig, Jerret E. Sale, Seattle, for Respondent.

GUY, Justice.

Facts

This case involves a dispute regarding coverage under a homeowners insurance policy. The policyholders, Mary and Duncan Findlay, own a summer cabin which is at the base of a steep slope on a beach in Snohomish County. In early 1991, the slope behind the cabin failed, sliding into the rear of the cabin and causing structural damage. The landslide was caused by rain and wind. The parties agree that heavy rainstorms provided the initial...

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