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  5. 223 A.D.2d 783 (1996)
 

STATE v. SCHENECTADY HARDWARE & ELEC. CO., INC.

223 A.D.2d 783 (1996)

636 N.Y.S.2d 861

State of New York, Respondent, v. Schenectady Hardware and Electric Company, Inc., Appellant

Appellate Division of the Supreme Court of the State of New York, Third Department.

January 4, 1996

Casey, J.

Pursuant to its electrical work contract with the State, defendant purchased an "Owners and Contractors Protective" (hereinafter OCP) policy from Hanover Insurance Company (hereinafter Hanover), which afforded the State coverage for bodily injury in the amount of $500,000 per occurrence. Defendant also purchased, as required, a separate "Comprehensive General Liability" (hereinafter CGL) policy from Massachusetts Bay Insurance Company (hereinafter...

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