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IN RE HINSHAW

Bankruptcy No. 92-07362-9P1. Adv. Nos. 92-719, 92-723 to 92-728.

199 B.R. 786 (1995)

In re Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Debtors. AMERICAN EXPRESS CENTURION BANK, Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants. CITIBANK (SOUTH DAKOTA), Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants. AMERICAN EXPRESS CENTURION BANK, Optima Card Division, Plaintiff, v. Wallace Bigham HINSHAW, Jr., Defendants. BARNETT BANK, Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants. HOUSEHOLD CREDIT SERVICES, INC., Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants. SUN BANK, Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants. FIRST CARD SERVICES, INC., Plaintiff, v. Wallace Bigham HINSHAW, Jr. and Suzanne B. Hinshaw, Defendants.

United States Bankruptcy Court, M.D. Florida, Tampa Division.

Order Clarifying Decision on Rehearing August 28, 1995.

Attorney(s) appearing for the Case

Scott W. Spradley, Orlando, FL, Randolph Fabal, Robert M. Coplen, Kevin P. O'Brien, Tampa, FL, for Plaintiffs.

Dennis J. LeVine, Tampa, FL, for Defendant.

FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION

ALEXANDER L. PASKAY, Chief Judge.

THIS IS a Chapter 11 Reorganization case, and the matter under consideration is the dischargeability vel non of the debts admittedly due and owing by WALLACE B. HINSHAW, JR. (Debtor) to AMERICAN EXPRESS CENTURION BANK, CITIBANK, AMERICAN EXPRESS OPTIMA, BARNETT BANK, HOUSEHOLD CREDIT SERVICES, SUN BANK AND FIRST CARD SERVICES...

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