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  5. 912 S.W.2d 70 (1995)
 

HINSHAW v. FARMERS AND MERCHANTS INS. CO.

No. 67707.

912 S.W.2d 70 (1995)

Amelia HINSHAW, et al., Plaintiffs/Respondents, v. FARMERS AND MERCHANTS INSURANCE CO., Defendant/Appellant.

Missouri Court of Appeals, Eastern District, Division Four.

Motion for Rehearing and/or Transfer Denied August 23, 1995.

Case Transferred September 19, 1995.

Case Retransferred December 19, 1995.

Original Opinion Reinstated January 16, 1996.

Attorney(s) appearing for the Case

Ronald C. Willenbrock, Amy L. Symons, Amelung, Wulff & Willenbrock, St. Louis, for appellant.

Murry A. Marks, Jason S. Marks, St. Louis, for respondents.

Motion for Rehearing and/or Transfer to Supreme Court Denied August 23, 1995.

Case Transferred to Supreme Court September 19, 1995.

Case Retransferred to Court of Appeals December 19, 1995.

AHRENS, Presiding Judge.

Defendant, Farmers and Merchants Insurance Company ("Farmers"), appeals the judgment of the trial court finding defendant liable to plaintiffs for underinsured motorist benefits. We reverse.

This case was submitted on stipulated...

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